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Interest-Sensitive Whole Life
Specified Critical Illness
Optional Term Life and AD&D Insurance
Short Term Disability
Legal Plan
Optional Long Term Care Insurance
Universal Life Insurance
Cancer Insurance

 

Proudly providing the voluntary benefits for Carolinas HealthCare System Employees since 1996

 

NEWS RELEASE

Carolinas HealthCare System

Benefits Enrollment  

October 22 thru November 12, 2008

&

CMC-NorthEast

October 21 thru November 7, 2008

 

 New Voluntary Benefit Options!

 

Voluntary Life Insurance and AD&D Coverage

In addition to the basic life insurance provided to you by CHS, you may also purchase additional group term life insurance for yourself or dependents as a way to supplement your coverage. The enhanced options include the following:

  • Optional life coverage of 1, 2, 3, 4, or 5 times base salary up to $1,000,000

  • Increased maximums available without evidence of insurability

*This Guaranteed Issue offering is only valid during the Annual CHS Open Enrollment dates.  Click on the link on the left for the Optional Term Life and AD&D to learn more about this benefit and how to enroll.  

  • Addition of Accidental Death and Dismemberment (AD&D) options for employees and their dependents

 

Part-Time Employees - Now you can choose Voluntary Term Life and AD&D for yourself and your family!

Beginning January 1, 2009, employees with standard hours of 16 or more per week are eligible to purchase the voluntary life insurance and AD&D coverage described above

Visit the links on the left to learn more about your voluntary benefit choices.  Call AIA toll free at 888-859-7555 for more information or to enroll.

 

FREEDOM TO CHOOSE

     Optional or voluntary benefits are an important part of the benefit package for employees of Carolinas HealthCare System. You have the 'freedom to choose' benefits that fit your lifestyle and Americas Insurance Advisors friendly customer service representatives are here to help you every step of the way. 

     Americas Insurance Advisors, "Your Partners for Service and Support" takes pride in going the extra mile to help you understand your choices, answer your questions and to assist you with enrollment or policy service needs.

     Through our toll-free number, website information or opportunities to meet with counselors face to face, we're here for you, just ask!

     Here are some examples of how we have helped others:

  • Explanation of Benefits

  • Enrollment

  • Payroll Deduction Assistance

  • Change Requests (coverage, address, etc.)

  • Increases/Decreases in coverage

  • Misplaced Policies

  • Beneficiary Changes

     Please take time to look through this website and learn about your choices and/or call us toll-free at 1-888-859-7555.

     You may email your request too!  Please include your phone number and your Employee ID Number with your request.

csr@americasinsuranceadvisors.com

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We take pride in going the extra mile to help you understand your choices and to assist you with your insurance questions and needs.

 

 
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