Proudly providing the voluntary benefits for Carolinas HealthCare System Employees since 1996

**Please note this Short Term Disability Policy is a individual policy that you own.  Your employer will not stop your deduction due to a status change.  If you change status and go to full time and qualify for the employer paid benefit and you wish to no longer continue with the Individual Short Term Disability Coverage you will need to call AIA to cancel this coverage.  This is not an automated process, because this is an individual policy only you can stop your deduction.

Short Term Disability

UnumProvident is the provider for this coverage. Short Term Disability is only offered to Part Time employees who work 16 to 29.5 hours per week. This plan is non-occupational coverage, meaning that on the job accidents and sickness are not covered. Eligible employees can purchase a benefit amount up to 60% of their monthly salary ($400.00 up to $5,000.00). There are four benefit period options available; 6 months, 12 months, 24 months., or 60 months.

For additional information, click here to view the PDF brochure or call us and we will gladly mail one to you.

POLICY OWNERSHIP AND PORTABILITY: UnumProvident’s Short Term Disability Insurance is individual voluntary coverage and you are the owner of your policy. Also, your policy is portable, which means when you leave the company, you can take it with you and still pay the same premium. UnumProvident will bill you directly at home simply by calling our office to request to be set up on direct bill at home.

1-888-859-7555

csr@americasinsuranceadvisors.com

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