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2008 Freedom to Choose
Interest-Sensitive Whole Life
Specified Critical Illness
Optional Term Life and AD&D Insurance
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Proudly providing the voluntary benefits for Carolinas HealthCare System Employees since 1996

UnumProvident

Specified Critical Illness Insurance

Carolinas HealthCare System is making available for your purchase UnumProvident's critical illness insurance to help protect you and your family from the financial impact that can follow the diagnosis of one of the following critical illnesses: heart attack, stroke, major organ transplant, permanent paralysis, end-stage renal (kidney) failure and coronary artery bypass surgery.

 

The Advantages of UnumProvident Critical Illness Insurance

Lump sum benefit payment  UnumProvident's critical illness insurance offers a lump sum benefit payment that can be used however you choose.

Affordable and flexible coverage UnumProvident's critical illness insurance is available through convenient payroll deductions at affordable rates. You may choose a benefit amount from $5,000 to $50,000 in $1,000 increments.

Enhanced plan (optional) This plan includes all covered conditions listed under the base plan and can provide an additional lump sum benefit if diagnosed with cancer and/or carcinoma in situ.

 

Base Plan Covered Critical Illnesses Percentage paid of benefit amount
Heart Attack

100%

Stroke 100%
Major Organ Transplant 100%
Permanent Paralysis 100%
End-Stage Renal (Kidney) Failure 100%
Coronary Artery Bypass Surgery 25%
Employees may choose to add an Additional Specified Critical Illness benefit for all insured's covered by a critical illness policy or rider.
Cancer

100%

Carcinoma in Situ

25%

 

For a printable version of the Critical Illness brochure please click here.

This is a brief description of the coverage available to you and your family and does not replace actual policy provisions, conditions or exclusions.

Your Partners for Service and Support. 

For information please call our office toll free at 1-888-859-7555.

csr@americasinsuranceadvisors.com

 

 

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